Interac® e-Transfer

FirstOntario is pleased to offer you an easy way to transfer your money – through Interac® e-Transfer. Interac® e-Transfer provides a fast, secure and convenient way for anyone with an email address or a mobile phone number and a Canadian account to send and receive money. The easy part of this process is that the sender does not need to know the recipient’s financial institution or account information. The recipient is simply notified by email or text message when a transfer has been sent to them. When receiving an Interac® e-Transfer, FirstOntario Credit Union can now be found under the credit union list, under the province of Ontario. Participating financial institutions will simply transfer the funds using established and secure procedures.

So why use Interac® e-Transfer?

Direct - Allows you to make direct transfers, even between different financial institutions, using a mobile phone or computer

Immediate - The money can be accessed immediately after the transfer is accepted.

Private - There is no need to share personal or financial information

– Your security question protects your transfer from being deposited by unintended recipients.

- An easy way to transfer money

Environmentally Friendly
– The email or text message carries the notification so there is no need for printing or mailing

e-Transfer will be accessible through online account services by following the “Transfers” link.

Please note: There will be a service fee of $1.50 for each Interac® e-Transfer sent. Interac e-Transfer is available for business accounts.

Please see below for transaction limits:


Interac e-Transfers
Maximum sending transaction limit $3,000
Maximum sending limit per day $10,000
Maximum sending limit per week $10,000
Maximum sending limit per month $20,000
Maximum incoming limit per week $70,000
Maximum incoming limit per transaction $10,000
Maximum incoming limit per day $10,000
Maximum incoming limit per month $300,000
Minimum incoming limit per transaction $0

New Direct Services Agreement

With the addition of Interac® e-Transfer to our online account services, you are required to accept the terms and conditions of our new Direct Services Agreement when logging in online. This is a one-time agreement. To view the Direct Services Agreement please click here.

Click here to learn how Interac® e-Transfer works
Click here for frequently asked questions about Interac® e-Transfer

If you have any questions regarding Interac e-Transfer just call us at 1-800-616-8878

® Trade-mark of Interac Inc - Used under licence


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