Apply Now Online

Products and Services

Manage your money the way you want to with convenience and flexibility

Chequing Plans

Let's chat. Call us to book a Service Chat and see which Chequing Plan is best for you.

Savings Plans

True savings accounts to complement your Chequing Plan.

  • High Interest eSavings
  • Daily Savings
  • Investment Savings
  • Senior Savings
  • Savings for Youth

Let's chat. Call us to book a Service Chat and see which Savings Plan is best for you.

Overdraft Protection

Everyone needs a safety net from time to time. When you sign up for overdraft protection, you get the reassurance that any payments you make, or cheques you write are covered. If your account dips below zero, your overdraft protection is your safety net.

  • A Low monthly fee of $2.50 (better than the big banks!) for overdraft protection services on your Chequing Plan. If you open a Be FREE and More Chequing Plan, this charge is waived.
  • Competitive interest rate on outstanding overdraft balances.

Overdraft protection is a handy feature because once you go into your overdraft, any deposits to your account will reduce your overdraft amount. This way, you're not borrowing money and carrying debt any longer than you need to.

We'd love to answer any questions you may have about overdraft protection and make sure you have all your borrowing needs covered. Just call us at 1 800 616 8878 to book a Service Chat today.

Round up & Save

Start Saving the Easy Way with Round-Up & Save

Take advantage of FirstOntario's automatic savings program. Automatically round up every purchase you make with your debit card to the next $1, $5, or $10 and start saving today. Saving has never been easier. Call 1 800 616 8878 or visit your local branch to sign up today.

my card Debit Card

Pay cash without carrying cash. Access your funds 24 hours a day, 7 days a week, from virtually anywhere in the world with your FirstOntario my card debit card.

FirstOntario Visa

We’re proud to present FirstOntario Visa* cards to our Members. Our new suite of cards offers a range of options from earning cash back for simply making purchases you already make to low-rate cards that can fit your lifestyle.

More Banking Options For You with FirstOntario Credit Union

Experience even more convenience at you fingertips. Click here to see all of the ways you can bank with FirstOntario.


Online Banking

Find Branch/ATM

Address, postal code or branch name

US Dollar Exchange Rates (Cash)

Exchange Rate(buy)USD1.2855
Exchange Rate(sell)USD1.232

US Dollar Exchange Rates (Cheque)

Exchange Rate(buy)USD1.277
Exchange Rate(sell)USD1.2405

Rates subject to change at anytime