Registered Retirement Savings Plan (RRSP)
Put us to work on your future.
Relying on Canada Pension Plan (CPP), Old Age Security (OAS) payments and a company pension plan may not provide enough income to thoroughly enjoy your retirement years. The answer? Open a FirstOntario RRSP and make regular contributions during your working years. Your deductions may generate substantial income tax returns, and tax on the earnings in your plan are deferred until you withdraw them. If you lack the cash for this year’s contribution, we’ll show how an RRSP loan makes a great deal of sense by saving you a great deal of money.
Making contributions is just the beginning, however. You need to invest your RRSP assets effectively to build the largest retirement nest egg possible. Fortunately, you’re not alone in making your RRSP investment decisions. Our Credential Securities® Investment Advisors are available to advise and assist you.