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Fixed Rate Loans

Peace of Mind about Your Interest Rate

A Fixed Rate Loan from FirstOntario means you’ll never have to worry about your rate increasing during the entire term of the loan.

Fixed Rate Loans can be used for a wide variety of borrowing purposes.  Each Member is unique and so is the reason you may wish to borrow money.  We can help.  Below you’ll find a list of the most requested types of Fixed Rate Loans we offer.

► Car Loans

The length of term depends on the car’s model year and the amount borrowed.

► Investment Loans

Seize those compelling investment opportunities with the wise use of credit.

► RRSP Loans

Maximize your tax deduction this year and use the refund cheque to retire a big portion of the loan.

► Debt Consolidation Loans

Simplify your life by paying off all your outstanding debt with one low-cost loan.

Fixed Rate Loans may be fully secured, partially secured or unsecured, depending on the purpose, term and your personal creditworthiness.  Secured loans typically carry a preferred interest rate.

Loans Suited to Your Needs

You have a choice of monthly, bi-weekly or weekly payment options to match your cash flow. Plus, optional life, disability and critical illness insurance are available to make sure you and your family are protected in the event of illness or death.

Let's chat. Call us at 1 800 616 8878 to book your Service Chat today!


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