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Car Loans

Don’t be Fooled By a Dealer’s 0% Offer

What could be better than a 0% car loan?  Plenty, especially if you get so enamored with the financing offer that you neglect to negotiate the best price for the vehicle.

Be Prepared Before You Buy

It's smart to have your financing already set up before you set foot in a dealership.  Having a pre-approved FirstOntario car loan is like having cash in your hands.  It gives you the power to negotiate a lower price.  And by shopping ahead, you'll learn what amount, and rate, of financing you qualify for.  The dealer won't be able to talk you into taking his financing at a higher interest rate than you deserve.

Instead of falling for a tempting interest rate at the dealer, you could be better off arranging a loan from your credit union, then negotiating the best price for the car and grabbing a manufacturer’s cash rebate, which is unavailable on dealer financing.

Loan Features to Suit Your Needs

With a FirstOntario Car Loan, you have a choice of monthly, bi-weekly or weekly payment options.  Plus, optional life, disability and critical illness insurance are available to make sure you and your family are protected in the event of illness or death.

Let's chat. Call 1 800 616 8878 to book your Service Chat to discuss your purchasing plans and we'll show you how we can help.


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