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Mortgages

Buying a Home – Building a Life

Buying a home is more than a major financial investment. It’s a major emotional investment as well. In fact, buying a home is more than a matter of matching money to a mortgage. It’s also a matter of finding a partner to share your dream of home ownership.

At FirstOntario, we’ve shared the dreams of first-time home buyers, renovation planners and growing families for 75 years now. We meet their needs for competitive rates, flexible terms and straightforward advice with a teamwork approach designed to get things done free of hassles and unnecessary concerns.

Check out these features of every FirstOntario Owners 1st mortgage. Then schedule a Service Chat to share your dreams with us.

• We’ll provide a 90-day guarantee on pre-approved mortgages, so you can house-hunt knowing your rate will not change during that period
• We’ll offer mortgage insurance at low rates to protect you and your family
• We’ll include portability or assumability features in your mortgage if you sell and move
• You’ll have a choice of bi-weekly, weekly, monthly or accelerated payment schedules
• You can choose to make annual prepayment privileges of up to 20% of original principal without penalty
• You can “Skip A Payment” once a year (subject to conditions)

Whatever your mortgage needs, we have the perfect fit. 

Fixed Rate - For homebuyers who want peace of mind knowing their mortgage payments in advance.

Variable Rate - A wise mortgage strategy when rates are below standard mortgage levels.

Convertible - A short-term closed mortgage at a fixed interest rate with the option to convert to a longer-term mortgage when you choose.

►Construction Mortgage - Ready to build your dream home yourself? We’re ready to help with financing.

► Investor Mortgage - Acquiring a property to generate rental income is an effective way of generating future investment. We’ll find the right mortgage to get it done.

Click here to contact us and get started today!

 

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