Savings Accounts

Savings Accounts that really do save. And pay.

When it comes to choosing a Savings Account, start with two features above all: Easy access to your funds when you need them. And maximum available interest on your money when you don’t.

Look no further.

With a FirstOntario savings account, you’re assured of convenient access via Interac® Direct Payment or 3700 surcharge-free ATMs coast to coast in Canada. Plus competitive interest rates, no monthly service fees, no-charge deposits and free bill payments when you use on-line banking, ATM or telephone banking to help your savings grow.

Which just about wraps it up.

Now your biggest challenge is choosing the FirstOntario savings account best for your needs. But even that’s easy:

Daily Interest Savings

The ideal companion account to FirstOntario FREE Banking. Interest is calculated daily and paid at month’s end. And the really good news?

Check it out:

  • No monthly maintenance fees
  • No charge for deposits
  • Interac Direct Payment and FirstOntario ATM access at no charge1
  • Two free debits2 each month3 ($0.75 per item thereafter)
  • Free electronic bill payment using on-line banking, ATM or telephone banking.

Investment Savings

Aiming for long-term goals such as a down payment on your first home, with a savings account paying competitive rates at minimum charges? You’ve found it here.

  • No monthly maintenance fees
  • No charge for deposits
  • Accessible via ATMs and Interac Direct Payment
  • One free debit4 per month ($2.50 per item thereafter)

High Interest eSavings

If you’re interested in parking your money to earn the most competitive interest rates… and not interested in making frequent in-branch or self-serve transactions… we created this savings plan just for you.

  • Interest calculated daily and paid at month’s end.
  • No monthly maintenance fees
  • No minimum balance required
  • No charge for deposits made via on-line/telephone banking or ATM
  • One free electronic debit6 per month ($3.50 per item thereafter)6
  • Funds are accessible through on-line banking, Interac, or any ATM (no charge at FirstOntario and THE EXCHANGE® Network ATMs) and PAT.
  1. $1.45 per transaction at THE EXCHANGE Network ATMs or elsewhere in Canada; $1.95 outside Canada
  2. Eligible debits include cheques, POS, direct debits, ATM or in-branch withdrawals/transfers, bill payments, online banking and telephone banking debits, and pre-authorized payments.
  3. Waived with minimum monthly balance of $3000.
  4. Includes cheques, POS, direct debits, ATM or in-branch withdrawals/transfers, bill payments, online banking and telephone banking debits, and pre-authorized payments
  5. $1.95 at ATMs outside Canada
  6. Includes cheques, POS, direct debits, ATM or in-branch withdrawals/transfers, bill payments, online/telephone banking debits, and pre-authorized payments.
 

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