First Ontario Collabria Personal Visa Credit Cards

FirstOntario Visa Infinite* Card

With the FirstOntario Visa Infinite* Card, earn more rewards with 2 points for every $1 spent, all while enjoying the unique benefits of being a Visa Infinite* cardholder.

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Card Benefits

  • 2 points for every $1 spent1
  • Global customer service
  • Zero Liability included2
  • Price Protection included
  • Purchase Protection and Extended Warranty3
    • 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)
  • Auto Rental Collision/Loss Insurance3
  • Emergency Health Care Coverage4
  • Trip Cancellation Insurance4
  • Trip Interruption Insurance4
  • Lost or Delayed Baggage Coverage4
  • Common Carrier Accident Protection4
  • 24/7 Travel Assistance5

Visa Infinite - Additional Benefits

  • Visa Infinite Concierge
  • Visa Infinite Dining Services
  • Visa Infinite Wine Country Series
  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Music Series
  • Access to Visa Sponsored Sporting and Entertainment Events
Visa benefits
Annual fee $120
Additional Card Fee $50
Annual Interest Rate (Purchases) 19.90% Fixed
Annual Interest Rate (Cash Advances) 19.90% Fixed

1REWARDS

Eligibility for rewards and/or account credit is subject to the terms and conditions of the FlexRewards program.

Terms and conditions

2ZERO LIABILITY

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device.

As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and US) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there is an unauthorized user on your account and you meet the conditions above, you are protected for Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

3INSURANCE

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®, Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/firstontario. Insurance coverage is subject to change.

4INSURANCE

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This website is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/firstontario. Some conditions and restrictions apply. Insurance coverage is subject to change.

More information about insurance is available here:

5TRAVEL ASSISTANCE

24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This web page is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/firstontario. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.

* The products, features, benefits and rewards are valid as of January 1, 2018, unless otherwise noted and are subject to change.

The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Terms and conditions

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