First Ontario Collabria Personal Visa Credit Cards

FirstOntario Visa* Cash Back Card

With the FirstOntario Visa* Cash Back Card, earn valuable cash rewards simply for buying the things you already buy. Earn 1 point for every $1 spent on everyday purchases and DOUBLE points on gas!1

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Card Benefits

  • Cash Back Rewards 1 point for every $1 spent
    • Redeem points for cash back in the form of an account credit. 1 point equals $0.01 cash back!
  • DOUBLE points at gas stations1
  • Global customer service
  • Zero Liability included2
  • Purchase Protection and Extended Warranty3
    • 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)
  • Mobile Device Insurance included3
Visa benefits
Annual fee $0
Additional Card Fee $0
Annual Interest Rate (Purchases) 19.90% Fixed
Annual Interest Rate (Cash Advances) 19.90% Fixed


Eligibility for rewards and/or account credit is subject to the terms and conditions of the FlexRewards program. Terms and conditions


Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device.

As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and US) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there is an unauthorized user on your account and you meet the conditions above, you are protected for Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.


Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®, Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions benefits, limitations and exclusions, are in the Certificate of Insurance. Certificate of Insurance.

Insurance coverage is subject to change.

The products, features, benefits and rewards are valid as of January 1, 2018, unless otherwise noted and are subject to change.

The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Terms and conditions

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