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Products and Services

Manage your money the way you want to with convenience and flexibility

Chequing Plans

Let's chat. Call us to book a Service Chat and see which Chequing Plan is best for you.

Savings Plans

True savings accounts to complement your Chequing Plan.

  • High Interest eSavings
  • Daily Savings
  • Investment Savings
  • Senior Savings
  • Savings for Youth  

Let's chat. Call us to book a Service Chat and see which Savings Plan is best for you.

Overdraft Protection

Everyone needs a safety net from time to time. When you sign up for overdraft protection, you get the reassurance that any payments you make, or cheques you write are covered. If your account dips below zero, your overdraft protection is your safety net.

  • A Low monthly fee of $2.50 (better than the big banks!) for overdraft protection services on your Chequing Plan. If you open a Be FREE and More Chequing Plan, this charge is waived.
  • Competitive interest rate on outstanding overdraft balances.

Overdraft protection is a handy feature because once you go into your overdraft, any deposits to your account will reduce your overdraft amount. This way, you're not borrowing money and carrying debt any longer than you need to.

We'd love to answer any questions you may have about overdraft protection and make sure you have all your borrowing needs covered. Just call us at 1 800 616 8878 to book a Service Chat today.

Start Saving the Easy Way with Round-Up & Save

Take advantage of FirstOntario's automatic savings program. Automatically round up every purchase you make with your debit card to the next $1, $5, or $10 and start saving today. Saving has never been easier. Call 1 800 616 8878 or visit your local branch to sign up today.


my card Debit Card

Pay cash without carrying cash. Access your funds 24 hours a day, 7 days a week, from virtually anywhere in the world with your FirstOntario my card debit card.


A No Fee credit card that comes loaded with many great features including extended warrantees and more. Provided by CUETS Financial.

More Banking Options For You with FirstOntario Credit Union

Experience even more convenience at you fingertips. Click here to see all of the ways you can bank with FirstOntario.


Online Banking

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US Dollar Exchange Rates (Cash)

Exchange Rate(buy)USD1.3901
Exchange Rate(sell)USD1.3366

US Dollar Exchange Rates (Cheque)

Exchange Rate(buy)USD1.3816
Exchange Rate(sell)USD1.3451

Rates subject to change at anytime