Whether you are buying your first home, transferring your mortgage from another company, renewing or refinancing your mortgage, FirstOntario is here for you. Take advantage of our low mortgage rates and great service. We are committed to helping you get the mortgage that fits your needs.

 

With FirstOntario as your mortgage partner, you have:

Guaranteed Rate

• Shop with confidence with a 90 Day Rate Guarantee. If rates go up, you get the lower mortgage rate. If they go down, you can still take advantage of the lower rate.

Security

• Your rate is locked in for a term from 6 months to 7 years if you choose a fixed term option
• Mortgage Protection Insurance available for your peace of mind

Choice

• Take your attractive mortgage rate and conditions with you when purchasing another home
• Lock in an interest rate for a period of time or select a floating interest rate

Flexible Payment Options

• Pay off your mortgage quicker with your choice of monthly, weekly or accelerated payments
• Increase your mortgage payments by up to 20% and save money on interest costs
• Pre-pay up to 20% of your original mortgage amount each year and shorten the mortgage term
•  Ability to "Skip a Payment" once a year should unforeseen financial circumstances occur (conditions may apply)

 

This is not a campaign. You won't “miss out” if you buy your house next week or next month. This is a long-term commitment to Members that demonstrates that FirstOntario is serious about helping Members buy homes, and build lives, right here in our community.

P.S. Be sure to tell your friends and family where you can get them a great deal on their mortgage!

Mortgage Products

Lists our simple, flexible, mortgage options

Mortgage Basics

Mortgage Basics discusses types of mortgages and payment options. To better understand words and terms associated with mortgages, please go to our Mortgage Glossary.

First Time Home Owners

First Time Home Owners should visit this section to learn more about the process of getting a mortgage.

Apply

If you already know the type of mortgage you want, you can begin the process by applying on-line.