Every day, FirstOntario Members enjoy the benefits of well-designed and well-priced credit products that help them achieve their financial goals.

Mortgages

Are you planning to purchase a home or an investment property? Every day, we help Members fulfill their dreams of owning a home while maintaining their lifestyle. Learn more about our flexible, easy to understand mortgages.

• Benefits of a FirstOntario Mortgage You get a great low rate and options to choose from.
• Mortgage Products Open and Closed Terms, 5% Cashback mortgages and more.
• Mortgage Basics discusses key concepts, terms and facts about mortgage products.
• First Time Home Owners includes information about special mortgages now available for first time buyers.

 

First Call Real Estate Program

Take the hassle out of searching for a real estate agent with our new First Call Real Estate Program managed by All-Purpose Realty. All-Purpose Realty is one of Canada's leading real estate agent referral services. Simply call 1-800-898-0760 to be put into contact with a real estate agent in your area. When you use this service, FirstOntario Members can also receive some great rewards like a free getaway vacation package as well as savings on furniture and appliances. LEARN MORE.

Credit Lines

Have you ever dreamed of being your own "banker"? Have you dreamed of having money available to you whenever you need it? A line of credit can make this dream a reality. FirstOntario offers three types of credit lines:

• Unsecured Line of Credit
• Secured Line of Credit
• Home Equity Line of Credit

Loans

Do you need to borrow money for a car, for school, for renovations or to pay off more expensive debt? Every day, we help Members borrow money and pay off debt. Contact us to learn more about our loan products.

• Personal Loans
• Student Loans
• Start an application online

 

Overdraft Protection

Everyone needs a safety net from time to time. When you sign up for overdraft protection, you get the reassurance that any payments you make, or cheques you write are covered. If your account dips below zero, your overdraft protection is your safety net.

The details:

• A Low monthly fee of $2.50 for overdraft protection services on your chequing account – better than the big banks!
• Competitive interest rate on outstanding overdraft balances.
  

Overdraft protection is a handy feature because once you go into your overdraft, any deposits to your account will reduce your overdraft amount. This way, you're not borrowing money and carrying debt any longer than you need to.

We'd love to answer any questions you may have about overdraft protection and make sure you have all your borrowing needs covered. Just call us at 1-800-616-8878 to book a Service Chat today.