Mutual Funds*

Mutual Funds* can provide the potential for greater returns than term deposits. At FirstOntario, qualified Credential Investment professionals can help you to better understand how mutual funds might fit into your investment portfolio and provide options that match your investor profile.

FirstOntario Members have access to mutual funds through Credential Asset Management Inc. and Credential Securities Inc. that provide:

• Access to over 1,000 top name mutual funds
• Well-known funds such as AGF®, Fidelity Investments® and AIM TRIMARK®
• A family of socially responsible funds

Maximizing Your Investments

To make it easier to invest sooner, a Pre-Authorized Contribution (PAC) allows you to start investing right away for as little as $50 a month. You can conveniently deduct your investment from your FirstOntario account weekly, bi-weekly, monthly, every 6 months or annually. Simply choose the frequency that is best for you.

Based on a return of 5%, you can see just how quickly this can add up.

*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.  Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.  Credential Securities Inc. is a Member - CIPF.

®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.