Investments

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Credential Direct

No two people are alike. That's why at FirstOntario we provide Members access to a full range of investments and services.  As a credit union, our focus is completely on your financial health, so we offer you full service investing with knowledgable advice tailored to your unique circumstances.  Isn't it time you enjoyed personal investing advice that's actually personal?

Retirement Products

At FirstOntario we offer registered investments for each stage of your life.

With the recent change to federal legislation, you do not have to convert your Registered Retirement Savings Plan (RRSP) until you turn 71 (previously 69). Some important options may be available to you including waiting to convert your RRSP. Learn more by choosing RRSPs or RRIFs below.

 

Term Deposits

These products offer security, whether you are looking for short or long-term investments.

Mutual Funds*

Mutual funds offer another way to diversify your portfolio and potentially increase your return.

Education Savings

An education becomes more important every day. FirstOntario offers a variety of products that can help you save for an education for yourself or a child. The Learning Centre also provides information on what you need to consider when saving for education.

Investment Planning

When you are looking for knowledge and advice, our Investment Specialists can assist you with your investment portfolio.

 

 

*Mutual Funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.  Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.  Credential Securities Inc. is a Member - CIPF.



Online Banking

 

Our Rates

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Prime 4.75%
5 Year Term Deposit 3.05%
Rates subject to change without notice

Contact Us

For help with investing:
   1 800 616 8878
   contact@firstontariocu.com
   Branch locations

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