No two people are alike. That's why at FirstOntario we provide Members
access to a full range of investments and services. As a credit
union, our focus is completely on your financial health, so we offer
you full service investing with knowledgable advice tailored to your
unique circumstances. Isn't it time you enjoyed personal
investing advice that's actually personal?
Tax-Free Investment Savings Account
Get your Tax-Free Savings Account (TFSA) today. The purpose of the
TFSA is to provide a savings vehicle that allows you to earn income
tax-free inside the account. Click
here for more information.
Retirement Products
At FirstOntario we offer registered investments for each stage of
your life.
With the recent change to federal legislation, you do not have to
convert your Registered Retirement Savings Plan (RRSP) until you turn
71 (previously 69). Some important options may be available to you
including waiting to convert your RRSP. Learn more by choosing RRSPs
or RRIFs below.
These products offer security, whether you are looking for short
or long-term investments.
Mutual funds offer another way to diversify your portfolio and potentially
increase your return.
An education becomes more important every day. FirstOntario offers
a variety of products that can help you save for an education for
yourself or a child. The Learning
Centre also provides information on what you need to consider
when saving for education.
When you are looking for knowledge and advice, our Investment Specialists
can assist you with your investment portfolio.
Deposit & Investment Insurance
Your deposits at FirstOntario are automatically insured under the
Deposit Insurance Corporation of Ontario (DICO). DICO is the Provincial
Agency providing deposit insurance protection for the Members of Ontario
Credit Unions and Caisses Populaires.
Deposits in registered savings plans are fully insured. Other
Canadian dollar deposits insured up to $100,000.*
Separate insurance protection is provided for deposits held in joint
accounts, trust accounts and business accounts.
*For further information on deposit insurance, please ask for a brochure
at the credit union or call DICO at 1-800-268-6653 or log on to the
website at www.dico.com.
*Mutual Funds are offered through Credential Asset Management Inc.
and mutual funds and other securities are offered through Credential
Securities Inc. Commissions, trailing commissions, management fees
and expenses all may be associated with mutual fund investments.
Please read the prospectus before investing. Unless otherwise
stated, cash balances, mutual funds and other securities are not covered
by the Canada Deposit Insurance Corporation or by any other government
deposit insurer that insures deposits in credit unions. Mutual
funds and other securities are not guaranteed, their values change
frequently and past performance may not be repeated. Credential Securities
Inc. is a Member - CIPF.
1 800 616 8878
