Term Deposit Rates

Special Term Deposit Rates
15 months	@	1.800%
19 months	@	2.100%
24 months	@	2.450%
48 months	@	3.000%

 

Term Deposits
Non-Redeemable
Short Term	Minimum Deposit	$5,000 Cdn	$5,000 US
(interest at maturity)	30-59 Days	0.15%	0.10%
	60-89 Days	0.15%	0.15%
	90-179 Days	0.20%	0.25%
	180-269 Days	0.35%	0.35%
	270-364 Days	0.75%	0.45%
Long Term	Minimum Deposit	$1,000 Cdn Only
	1 Year	.750%
	2 Year	2.45%
	3 Year	1.55%
	4 Year	3.00%
	5 Year	2.10%
Interest paid annually. Monthly, quarterly or semi-annual interest payments available at slightly lower rates.

Accelerator Term Deposit
RRSP eligible. Convertible on the 3rd and 4th anniversary date to regular TD for remaining term or longer. 20% of principal may be withdrawn once a year.	Year 1	1.25%
	Year 2	2.25%
	Year 3	2.75%
	Year 4	3.50%
	Year 5	6.25%

Premium Choice Investment Certificate (PCIC)
Regular Cashable
Cashable within 90 days, paid annually.  RRSP/RRIF (eligible)
1 Year Term.	0.60%