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Term Deposit Rates
| Special Term Deposit Rates |
| 15 months |
@ |
1.800% |
| 19 months |
@ |
2.100% |
| 24 months |
@ |
2.450% |
| 48 months |
@ |
3.000% |
| Term Deposits |
| Non-Redeemable |
| Short Term |
Minimum Deposit |
$5,000 Cdn |
$5,000 US |
| (interest at maturity) |
30-59 Days |
0.15% |
0.10% |
| |
60-89 Days |
0.15% |
0.15% |
| |
90-179 Days |
0.20% |
0.25% |
| |
180-269 Days |
0.35% |
0.35% |
| |
270-364 Days |
0.75% |
0.45% |
| Long Term |
Minimum Deposit |
$1,000
Cdn Only |
| |
1 Year |
.750% |
| |
2 Year |
2.45% |
| |
3 Year |
1.55% |
| |
4 Year |
3.00% |
| |
5 Year |
2.10% |
| Interest paid annually. Monthly, quarterly or semi-annual
interest payments available at slightly lower rates. |
| Accelerator Term Deposit |
| RRSP eligible.
Convertible on the 3rd and 4th anniversary date to regular
TD for remaining term or longer.
20% of principal may be withdrawn once a year. |
Year 1 |
1.25% |
| Year 2 |
2.25% |
| Year 3 |
2.75% |
| Year 4 |
3.50% |
| Year 5 |
6.25% |
| Premium Choice Investment Certificate
(PCIC) |
| Regular Cashable |
| Cashable within 90 days, paid annually. RRSP/RRIF
(eligible) |
| 1 Year Term. |
0.60% |
|
Our Rates |
More |
| FirstOntario Prime |
4.00% |
| Rates subject to change without notice |
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