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Miscellaneous Service Fees

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Cheque/Payment Services
Fee
Banking Machine Use - THE EXCHANGE® Network
Free
Banking Machine Use - International
$3
Banking MAchine Use - Interac®
$1.50
Certified Cheque
$10
Charge Back   
$6
Non-Sufficient Funds (NSF)
$45
Money Orders
   Canadian Dollar Money Order
$5
   United States Dollar Money Order
$6
Corporate Cheque
   Canadian
$6
   US
$8.50 CAD
Stop Payment
$16
Cash US Dollar Cheque
$1
Cheque in Foreign Currency Drawn on Canadian Account
$25
Un-encoded Cheque
   FirstOntario Provided
$5
   Other
$20
Bill Payment
$1.25
Post Dated Cheque held for deposit
$3
View cleared cheques online
Free
Account Maintenance
Fee
Interest Letter
$25
Letter to Certify Account Balance
$15
Account closed within 90 days of opening
$20
Transfer Account Balance to another Financial Institution
$20
Statement - Per Official Copy
$2
Collection Items
Fee
Domestic
$20
Foreign
$30
Estates
Fee
Application to Waive Court Grant
$100
Funds Wired
Fee
Funds Wired
1.5%
   Outgoing
Min. $25/Max. $100
   Incoming
$10
Overdraft Protection
Fee
Overdraft Protection Interest Rate
19% (21% on amounts above overdraft limit)
Overdraft Protection Fee
$2.50/month
Overdraft Transfer/Handling Fee
$5/item
Overdraft Exception Item Fee
$25/item
Registered Plans RRSP/RRIF/TFSA
Fee
To transfer within 90 days
$75
To transfer after 90 days
$50
Safe Deposit Boxes
Fee
Small
$50 + HST
Medium
$75 + HST
Large
$135 + HST
Jumbo
$230 + HST
Safe Depost Box Drilling
$125 + HST
Replacement Keys
$25 + HST
Searches/Dormant Account
Fee
Search of Records
$30/hour
Inactive Account
$30/year
Telephone Transfer of Funds
Fees
By Branch
$4.50
To Cover OverDraft
$5
Travellers Cheques
Fee
Purchase American Express Travellers Cheques
1% commission

 

 

® THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

®INTERAC is a registered Trademark owned by Interac Inc. and is used under license.


Online Banking

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FirstOntario Prime 4.00%
Rates subject to change without notice

Contact Us

For more information:
   1 800 616 8878
   contact@firstontariocu.com
   Branch locations