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Loan Rates
| Consumer Loans |
| Variable Rates |
| Prime Based |
| Unsecured / Standard Note |
10.50% |
| Partially Secured |
9.25% |
| Fully Secured - CASH |
|
5.75% |
| Fully Secured - OTHER |
8.75% |
| New Car |
8.00% |
| Computer Loan |
7.50% |
| Smart Start Student Loan |
|
5.50% |
| RRSP Loans (with deposit made at FirstOntario) |
6.25% |
| Mutual Fund Investment Loan |
|
5.25% |
| Bridge Financing |
|
7.50% |
| Line of Credit (LOC) Rates |
| Prime Based |
| Unsecured LOC |
| $500 - $5,000 (no longer available) |
16.95% |
| $5,001 - $15,000 |
|
8.50% |
| $15,001 - $25,000 |
|
8.50% |
| LOC - Full Secured, Cash |
|
5.75% |
| Overdraft Protection/Unauthorized Overdraft |
19.00%/21.00% |
| Real Estate Secured |
|
1st Position |
2nd to FCU |
2nd to Other |
| Meritline Loan Prime + |
4.25% |
4.25% |
5.50% |
| Fixed Rates |
|
Unsecured |
Partially Secured |
Fully Secured Cash |
Fully Secured Other |
RRSP Loan Rates |
| 12 Months |
10.75% |
9.75% |
8.00% |
9.25% |
6.00% |
| 24 Months |
10.75% |
9.75% |
8.00% |
9.25% |
6.75% |
| 36 Months |
10.75% |
9.75% |
8.00% |
9.25% |
7.25% |
| 48 Months |
11.00% |
10.00% |
8.25% |
9.50% |
7.50% |
| 60 Months |
11.50% |
10.50% |
8.75% |
10.00% |
8.00% |
| 72 Months |
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| 84 Months |
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Our Rates |
More |
| FirstOntario Prime |
4.00% |
| Rates subject to change without notice |
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1 800 616
8878
contact@firstontariocu.com
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