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Loan Rates

Consumer Loans
Variable Rates
Prime Based
Unsecured / Standard Note 10.00%
Partially Secured 8.75%
Fully Secured - CASH   5.25%
Fully Secured - OTHER 8.25%
New Car 7.50%
Computer Loan 7.00%
Smart Start Student Loan   5.00%
RRSP Loans (with deposit made at FirstOntario) 5.75%
Mutual Fund Investment Loan   4.75%
Bridge Financing   7.00%
Line of Credit (LOC) Rates
Prime Based
Unsecured LOC
$500 - $5,000 (no longer available) 16.95%
$5,001 - $15,000   8.00%
$15,001 - $25,000   8.00%
LOC - Full Secured, Cash   5.25%
Overdraft Protection/Unauthorized Overdraft 19.00%/21.00%
Real Estate Secured
1st Position 2nd to FCU 2nd to Other
Meritline Loan Prime + 3.75% 3.75% 5.00%
Fixed Rates
Unsecured Partially Secured Fully Secured Cash Fully Secured Other RRSP Loan Rates
12 Months 10.75% 9.75% 8.00% 9.25% 3.99%
24 Months 10.75% 9.75% 8.00% 9.25% 5.49%
36 Months 10.75% 9.75% 8.00% 9.25% 7.25%
48 Months 11.00% 10.00% 8.25% 9.50% 7.50%
60 Months 11.50% 10.50% 8.75% 10.00% 8.00%
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Online Banking

Our Rates

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FirstOntario Prime 3.50%
Rates subject to change without notice

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For more information:
   1 800 616 8878
   contact@firstontariocu.com
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