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FirstOntario Investment
Savings Account |
Term Deposit |
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| Funds accessible at any time. This is great if you are not sure when you will need the money. |
With non-cashable terms, funds must be held until maturity.This is great if you prefer "out of sight, out of mind" for your savings. With cashable terms, the interest rate is generally lower. |
| Withdraw the amount of funds you need, as you need them. | Generally, the full amount of funds are unavailable until maturity date. |
| Better interest rate than term deposit. | Good interest rate. |
| Ability to access funds via branch, ATM, Internet and Telephone banking. | With non-cashable terms, funds must be held until maturity. |
Deposits in registered savings plans are fully insured. Other Canadian dollar deposits insured up to $100,000.* |
Deposits in registered savings plans are fully insured. Other Canadian dollar deposits insured up to $100,000.* |
*For further information on deposit insurance, please ask for a brochure at the credit union or call DICO at 1-800-268-6653 or log on to the website at www.dico.com.
Full Details and Pricing
Click here for current interest rates.
FirstOntario
Investment Savings |
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| Interest Paid | Premium interest rate based on daily closing balance and paid at month end. |
| Cheques | No cheques No cheque return |
| Account Service Charges | |
POS (Point of Sale), Direct Debit, ATM or In-Branch Withdrawal,
Bill Payment, Internet & Telephone Debits and Pre-Authorized
Payments |
1 FREE debit per month, then $2.50 per item. |
| Other Fees | |
| In-branch Bill Payment Handling Fee |
$1.25 |
| Interac ATM charges |
$1.45 |
| ATM - Outside Canada | $1.95 |
| Monthly Account Fee | No Fee |
| Record Keeping | Statement only |
Our Rates |
More |
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| FirstOntario Prime | 4.00% |
| Buy USD | 1.0557 |
| Rates subject to change without notice | |
Contact Us |
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| For more information: |
1 800 616 8878
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contact@firstontariocu.com
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1 800 616 8878