FirstOntario MasterCard™ / Credit Card

FirstOntario Credit Union offers a full-featured MasterCard™ Credit Card through MBNA Canada Bank - with NO ANNUAL FEE. Apply on-line.

The FirstOntario MasterCard™ Credit Card features:

• 24 hour customer service
• 1 hour credit line increases
• Cash advances
• Emergency card replacement (7 to 10 days by FedEx or MasterCard International).
• Emergency cash - Western Union
• Credit Card Travel Accident Insurance - $1,000,000.

Plus, FirstOntario MasterCard™ also comes with the following additional features at NO ADDITIONAL cost*:

Emergency Benefits

• Unexpected return home (death of an immediate relative; spouse, child, parent, parent-in-law, brother, sister - maximum $2000)
• Emergency cash transfer (up to $5000)
• Lost document and ticket replacement
• Lost luggage assistance
• Pre-trip information
• Legal Assistance (No fee for legal referrals, but customer responsible for fees incurred from other emergency benefits.)

Master Rental

• Car Rental Accidental Death and Dismemberment (up to $200,000 for Primary Card Holder (PCH), $20,000 for all others, maximum $300,000 total.)
• Personal Effects Benefits (Loss, theft or damage of personal effects during the rental period for PCH, spouse, child, parent, parent-in-law, brother, sister.)
• Member waives collision damage (paid for by MBNA.) PCH rents passenger vehicle from commercial rental agency -31 days. Claim filed within 30 days of event written notice to Manulife Financial.

Master Purchase

• Purchase Assurance (Automatically for a period of 90 days from date of purchase made by PCH.)
• Extended Warranty (Automatically extends original warranty - double up to one extra year.)
• Customer Service MBNA 1-888-871-6262

*Certain restrictions apply to these and other benefits. Further description is outlined in the materials that are sent out to you soon after your account is opened. Preferred Card customer benefits differ from Platinum Plus benefits.

As always, your MasterCard Credit Card is accepted at more than 28 million locations worldwide, but there are a few places where it is not.  When planning trips outside Canada, please remember that transactions made in Cuba, Iran, Myanmar, North Korea and Sudan will be declined.