FirstOntario MasterCard®
Credit Card
FirstOntario offers you a variety of MasterCard® credit
card options through our MasterCard partner, CUETS
Financial. Each MasterCard® credit card has it own unique
features and benefits.
Apply for a FirstOntario MasterCard today by visiting your local
FirstOntario branch or by clicking on the "apply" links
available in the chart below.
View your MasterCard details online
Access your CUETs MasterCard account details such as balance information,
account history and payment information by visiting the Cucardsonline
website
or to access your MBNA MasterCard, please click
here.
For more detailed information on the FirstOntario Mastercard
options available to you, please visit www.cuets.ca.
MasterCard® Options To Fit Your
Lifestyle
|
| Card
Feature |
No
Fee |
Low
Fee |
Low
Fee Gold |
Gold |
Platinum
Class® |
Student |
Global Acceptance |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
ATM Access |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Emergency Cards & Cash |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
CHOICE REWARDS® |
Reduced Program |
Optional |
Optional |
Optional |
Platinum Class Rewards |
Optional |
Master RoadAssist® |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Master Purchase® |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
MasterTrip® |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
MasterRental® |
No |
No |
Yes |
Yes |
Yes |
No |
MasterLegal® |
No |
No |
Yes |
Yes |
Yes |
No |
Travel Health Plan |
No |
No |
No |
Yes |
Yes |
No |
Balance Protection Insurance |
Optional |
Optional |
Optional |
Optional |
Optional |
Optional |
Credit Alert |
Optional |
Optional |
Optional |
Optional |
Optional |
Optional |
Annual Fee |
$0 |
$12 |
$35 |
$96 |
$150 |
$0 |
Annual Fee with CHOICE REWARDS |
$0 |
$24 |
$59 |
$120 |
n/a |
$24 |
Additional Card Fee |
$0 |
$0 |
$12* |
$36* |
$40 |
$0 |
Interest Rate |
19.99% |
19.49% |
19.49% |
19.49% |
19.49% |
19.49% |
Grace Days |
19 |
21 |
21 |
21 |
21 |
21 |
For more information, or to apply:
|
With CHOICE REWARDS®
Program |
|
|
|
|
Apply
(Platinum Class Rewards) |
|
No CHOICE REWARDS®
Program |
n/a |
|
|
|
n/a |
|
The CHOICE REWARDS® program accumulates
points at a rate of 1 point per $1 spent. The amount of points accumulated
is limited to 100,000 points per calendar year.
The Platinum Class Rewards program
offered on the Platinum Class MasterCard card accumulates points
at a rate of two points per $1 spent. The amount of points accumulated
is limited to 400,000 points per calendar year.
The Reduced CHOICE REWARDS points are applicable
to the No Fee MasterCard only and accumulate at one point per $2
spent. The amount of points accumulated is limited to 100,000 points
per calendar year.
* No cost for additional card if enrolled in the CHOICE REWARDS
program.

Everyone is deserving of rewards–CHOICE REWARDS!
The CHOICE REWARDS program is the best rewards program around. Every
time and everywhere you make purchases with your FirstOntario CUETS
MasterCard® card, you earn valuable points that are redeemable
for an extensive range of travel options, brand name merchandise
and charitable donations.
Choice Travel
Virtually any type of travel, anywhere, anytime: the CHOICE REWARDS
program offers exciting, flexible travel options. Plane, train,
rental car, or a sea voyage–the choice is yours. And unlike
many other rewards programs, there are no airline seat availability
restrictions or blackout periods. You can even use your points to
book any available seat on seat sales, or exchange points for travel
credits that can be used as partial or full payment for travel arrangements.
10,000 CHOICE REWARDS points equal a $100 credit towards travel
booked through the CHOICE REWARDS Travel Agency. Through the Travel
Agency, you are able to reserve a hotel room, rent a car, arrange
a train trip, plan a cruise, or book a flight on any airline...then
enjoy the rewards of a well-earned holiday! Plan your trip
by calling the CHOICE REWARDS Travel Agency, toll free at
1-888-264-3031, Monday to Friday, 7:00 am to 8:00 p.m. (CST) and
Saturday 8:00 am to 4:00 pm (CST).
Choice Merchandise
The CHOICE REWARDS catalogue has it all: top quality, brand-name
merchandise for the home, leisure activities, or toys for the kids.
Included in the catalogue are electronics, kitchen appliances, tools,
home décor items, and other products to enjoy. To
order from the catalogue or redeem points, simply call 1-888-546-5487,
or view the merchandise online at www.choicerewards.ca.
Report Lost or Stolen FirstOntario
MasterCard cards to:
CUETS Financial
In North America, call 1-800-567-8111
Outside North America, call collect 1-306-566-1276
CUETS Financial is a division of MBNA Canada Bank.
®MASTERCARD, PLATINUM CLASS, MASTER ROADASSIST , and
MASTERASSIST are registered trademarks owned by MasterCard International
Incorporated and are used under license.
®CHOICE REWARDS is a registered trademark of CU Electronic
Transaction Services Inc. and is used under license.
®CUETS is a registered trademark of CUETS Financial and is
used under license.
®CUCARDSONLINE.COM is a registered trademark of Credit Union
Central of Canada and is used under license.