Everyday Banking

Learning Centre

More   More
Credential Direct

FirstOntario MasterCard® Credit Card

FirstOntario offers you a variety of MasterCard® credit card options through our MasterCard partner, CUETS Financial. Each MasterCard® credit card has it own unique features and benefits.

 

Apply for a FirstOntario MasterCard today by visiting your local FirstOntario branch or by clicking on the "apply" links available in the chart below.

 

View your MasterCard details online

Access your CUETs MasterCard account details such as balance information, account history and payment information by visiting the Cucardsonline website

or to access your MBNA MasterCard, please click here.

 

For more detailed information on the FirstOntario Mastercard options available to you, please visit www.cuets.ca.

 

 MasterCard® Options To Fit Your Lifestyle

Card Feature
No Fee
Low Fee
Low Fee Gold
Gold
Platinum Class®
Student
Global Acceptance
Yes
Yes
Yes
Yes
Yes
Yes
ATM Access
Yes
Yes
Yes
Yes
Yes
Yes
Emergency Cards & Cash
Yes
Yes
Yes
Yes
Yes
Yes
CHOICE REWARDS®
Reduced Program
Optional
Optional
Optional
Platinum Class Rewards
Optional
Master RoadAssist®
Yes
Yes
Yes
Yes
Yes
Yes
Master Purchase®
No
Yes
Yes
Yes
Yes
Yes
MasterTrip®
Yes
Yes
Yes
Yes
Yes
Yes
MasterRental®
No
No
Yes
Yes
Yes
No
MasterLegal®
No
No
Yes
Yes
Yes
No
Travel Health Plan
No
No
No
Yes
Yes
No
Balance Protection Insurance
Optional
Optional
Optional
Optional
Optional
Optional
Credit Alert
Optional
Optional
Optional
Optional
Optional
Optional
Annual Fee
$0
$12
$35
$96
$150
$0
Annual Fee with CHOICE REWARDS
$0
$24
$59
$120
n/a
$24
Additional Card Fee
$0
$0
$12*
$36*
$40
$0
Interest Rate
19.99%
19.49%
19.49%
19.49%
19.49%
19.49%
Grace Days
19
21
21
21
21
21

 For more information, or to apply:

With CHOICE REWARDS® Program
Apply (Platinum Class Rewards)
No CHOICE REWARDS® Program
n/a
n/a

The CHOICE REWARDS® program accumulates points at a rate of 1 point per $1 spent. The amount of points accumulated is limited to 100,000 points per calendar year.

 

The Platinum Class Rewards program offered on the Platinum Class MasterCard card accumulates points at a rate of two points per $1 spent. The amount of points accumulated is limited to 400,000 points per calendar year.

 

The Reduced CHOICE REWARDS points are applicable to the No Fee MasterCard only and accumulate at one point per $2 spent. The amount of points accumulated is limited to 100,000 points per calendar year.

* No cost for additional card if enrolled in the CHOICE REWARDS program.


Choice Rewards Logo
Everyone is deserving of rewards–CHOICE REWARDS!

The CHOICE REWARDS program is the best rewards program around. Every time and everywhere you make purchases with your FirstOntario CUETS MasterCard® card, you earn valuable points that are redeemable for an extensive range of travel options, brand name merchandise and charitable donations.

 

Choice Travel
Virtually any type of travel, anywhere, anytime: the CHOICE REWARDS program offers exciting, flexible travel options. Plane, train, rental car, or a sea voyage–the choice is yours. And unlike many other rewards programs, there are no airline seat availability restrictions or blackout periods. You can even use your points to book any available seat on seat sales, or exchange points for travel credits that can be used as partial or full payment for travel arrangements. 10,000 CHOICE REWARDS points equal a $100 credit towards travel booked through the CHOICE REWARDS Travel Agency. Through the Travel Agency, you are able to reserve a hotel room, rent a car, arrange a train trip, plan a cruise, or book a flight on any airline...then enjoy the rewards of a well-earned holiday! Plan your trip by calling the CHOICE REWARDS Travel Agency, toll free at
1-888-264-3031, Monday to Friday, 7:00 am to 8:00 p.m. (CST) and Saturday 8:00 am to 4:00 pm (CST).

 

Choice Merchandise
The CHOICE REWARDS catalogue has it all: top quality, brand-name merchandise for the home, leisure activities, or toys for the kids. Included in the catalogue are electronics, kitchen appliances, tools, home décor items, and other products to enjoy. To order from the catalogue or redeem points, simply call 1-888-546-5487, or view the merchandise online at www.choicerewards.ca.

 

Report Lost or Stolen FirstOntario MasterCard cards to:

CUETS Financial

In North America, call 1-800-567-8111
Outside North America, call collect 1-306-566-1276

CUETS Financial is a division of MBNA Canada Bank.

 

 

 

 

®MASTERCARD,  PLATINUM CLASS, MASTER ROADASSIST , and MASTERASSIST are registered trademarks owned by MasterCard International Incorporated and are used under license.

®CHOICE REWARDS is a registered trademark of CU Electronic Transaction Services Inc. and is used under license.

®CUETS is a registered trademark of CUETS Financial and is used under license.

®CUCARDSONLINE.COM is a registered trademark of Credit Union Central of Canada and is used under license.


Online Banking

Our Rates

More   More
FirstOntario Prime 4.00%
MasterCard 17.99%
Rates subject to change without notice

Contact Us

For more information:
   1 800 616 8878
   contact@firstontariocu.com
   Branch locations