Everyday Banking

Learning Centre

More   More
Credential Direct

Service Chat banner

FirstOntario Student Value Plan

FirstOntario recognizes that being a student generally means that your finances are limited. Students - age 13-21 - can take advantage of a few offers to make life more affordable.

#1: Basic Banking Needs

Students can use a HeadStart® Chequing Account and a HeadStart® Savings Account to cover basic banking needs. Each comes with a number of free debits per month.

HeadStart® Chequing
Age 13 to 21 years
Interest Paid Minimum monthly balance, paid monthly
Account Service Charges First 25 FREE per month then $0.50 per item or pay no account service charges with a minimum monthly balance of $1,000
In-branch Bill Payment Handling Fee $1.25
Interac ATM charges $1.45
HeadStart® Savings
Age 13 to 21 years
Interest Paid 1/4% Bonus* Daily closing balance, paid monthly
Account Service Charges First 5 FREE per month then $0.75 per item or, pay no account service charges with a minimum monthly balance of $1,000
In-branch Bill Payment Handling Fee $1.25
Interac ATM charges $1.45
#2: Beyond Basic

Your banking needs may be more complex. FirstOntario Students can purchase any FirstOntario Value Plan at 50% off the regular price.

  HeadStart®  Chequing HeadStart® Savings
Value Plus Plan
  • $4.98/month
  • Applies to joint account
  • FREE personal cheques
  • $10.00 Safety Deposit Box discount
  • 40 FREE account service charges per month
  • Account fee waived
  • 10 FREE account service charges per month
Unlimited Value Plan
  • $7.48/month
  • Applies to joint account
  • FREE personal cheques
  • $10.00 Safety Deposit Box discount
  • UNLIMITED account service charges per month
  • Account fee waived
  • UNLIMITED account service charges per month

Account service charges limited to Cheque, POS, Direct Debit, ATM or In-Branch Withdrawal/Transfer, Bill Payment, Internet & Telephone Debits and Pre-Authorized Payments.

Internet Banking & Telephone Banking For Students

As a student, your life is busy. So no matter where you go to school, no matter what time of the day, you can manage your money.

Debit Card and INTERAC® Account Access

Your Member Card gives you access to your FirstOntario accounts from anywhere in the world where the Interac or Plus™ systems operate. This allows you to access your FirstOntario accounts at school or while you are traveling!

Interested in Learning More About Your Finances?

Many of our Members value learning more about education savings and even retirement savings! FirstOntario now offers several easy-to-use educational resources to learn more about topics that matter to you. Visit our Learning Centre, on the left side of this page - and every page - of this website.

 

 

®Trade-mark of Interac Inc. FirstOntario Credit Union authorized user of Trade-mark.


Online Banking

Our Rates

More   More
FirstOntario Prime 4.00%
Rates subject to change without notice

Contact Us

For more information:
   1 800 616 8878
   contact@firstontariocu.com
   Branch locations

Apply

Become A Member

Apply