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Value Plans

If you like to keep your life simple and you don't like to be surprised by service fees, then you should consider purchasing a Value Plan.

With a Value Plan you pay one set price per month for a set of services that are most valuable to you. (Transactions beyond those included in the Value Plan are paid for separately.)

Value Plans can cover just your FirstOntario Chequing Account or both your FirstOntario Chequing Account and your FirstOntario Savings Account. Some of our plans include additional features such as discounts on safety deposit boxes.

FirstOntario offers three Value Plans:
  Chequing Savings

Basic Value Plan

$3.95/month

Applies to joint account

10 FREE account service charges per month

Account fee waived

N/A

Value Plus Plan

$9.95/month

Applies to joint account

FREE personal cheques

$10.00 Safety Deposit Box discount

40 FREE account service charges per month

Account fee waived

 

10 FREE account service charges per month

 

Unlimited Value Plan

$14.95/month

Applies to joint account

FREE personal cheques

$10.00 Safety Deposit Box discount

UNLIMITED account service charges per month

Account fee waived

 

UNLIMITED account service charges per month

 

Account service charges limited to Cheque, POS, Direct Debit, ATM or In-Branch Withdrawal/Transfer, Bill Payments, Telephone & Internet Debits and Pre-Authorized Payments.

(See below on this page for tips on picking the right plan for you.)

Special Deal for Students

Students 21 years of age and under can purchase any Value Plan at 50% off the price.

The Plan Most Often Purchased by Members

Our most popular Value Plan is the Unlimited Value Plan. Not only do most Members enjoy the savings provided by this very competitively priced plan, but they also enjoy the convenience of not having to count transactions.

Picking the Value Plan For You

If you are not certain which plan offers you the best value, it's a good idea to review your account activity for the past month or two.

Use our Account Selector to help you determine which Value Plan offers you the best value.

 

The Basic Value Plan is ideal if you:
  • Primarily use your FirstOntario Chequing Account
  • Have 2 or fewer debits on your FirstOntario Savings Account each month
  • Have 10 or fewer debit transactions per month
  • Do not pay your bills at a branch
The Value Plus Plan is ideal if you:
  • Use both your FirstOntario Chequing Account and your FirstOntario Savings Account
  • Have 40 or less debits monthly on your chequing account and/or
  • Have more than 10 debits monthly on your savings account
  • Pay bills at the branch
The Unlimited Value Plan is ideal if you:
  • Have more than 40 debits monthly in your FirstOntario Chequing Account
  • Actively use your FirstOntario Savings Account
  • Pay bills at the branch
  • Value not having to worry about counting (or thinking about) how many transactions you make on your account each month

 
Online Banking

Our Rates

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FirstOntario Prime 4.00%
Rates subject to change without notice

Contact Us
For more information:
   1 800 616 8878
   contact@firstontariocu.com
   Branch locations

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