Overdraft Protection

Everyone needs a safety net from time to time. When you sign up for overdraft protection, you get the reassurance that any payments you make, or cheques you write are covered. If your account dips below zero, your overdraft protection is your safety net.

The details:

• A Low monthly fee of $2.50 for overdraft protection services on your chequing account – better than the big banks!
• Competitive interest rate on outstanding overdraft balances.
  

Overdraft protection is a handy feature because once you go into your overdraft, any deposits to your account will reduce your overdraft amount. This way, you're not borrowing money and carrying debt any longer than you need to.

We'd love to answer any questions you may have about overdraft protection and make sure you have all your borrowing needs covered. Just call us at 1-800-616-8878 to book a Service Chat today.

 

Start saving the easy way with Round-Up & Save

Take advantage of FirstOntario's automatic savings program. Automatically round up every purchase you make with your debit card to the next $1, $5, or $10 and start saving today. Saving has never been easier. Call 1-800-616-8878 or visit your local branch to sign up today.

FirstOntario offers convenient, flexible accounts and services that allow you to manage your money the way you want to. Pay NO account service charges on most accounts with a minimum monthly balance OR add an Account Package Plan to maximize the account value.

Value Plans

The most cost effective and convenient way to manage chequing and savings accounts. Great for in-branch, internet, ATM, POS, debit card and telephone banking. Also available are special account plans for students and seniors.

•  Value Plans
•  Senior Plan
•  Student Plan

Chequing Accounts

Excellent low fee transaction accounts for those who want to pay per service.

• FirstOntario Chequing Account
• FirstOntario Senior Chequing Account
• FirstOntario US Dollar Account
• HeadStart® Chequing Account

Savings Accounts

True savings accounts to complement your FirstOntario Chequing account.

• High Interest eSavings Account
• FirstOntario Savings Account
• FirstOntario Investment Savings Account
• FirstOntario Senior Savings Account
• HeadStart® Savings Account

Member Card® Debit Card

Pay cash without carrying cash. Access your funds 24 hours a day, 7 days a week, from virtually anywhere in the world with your FirstOntario Member Card.

MasterCard®

A No Fee credit card that comes loaded with many great features including extended warrantees and more. Provided by CUETS Financial.

 

More Options For You On All FirstOntario ATMs

Experience even more convenience at you fingertips. All FirstOntario banking machines now offer some great options like bill payments. LEARN MORE

Identity Theft

As your credit union, FirstOntario shares your concern about this growing area of crime.  Fortunately there are steps you can take to protect yourself.

 

Follow this link to learn more about Identity Theft, ways to protect yourself and what to do if you believe you are a victim of this fraud.

 

Follow this link All About Phishing to learn more about 'phishing' and email based identify theft.

 

 

 

 

® MEMBER CARD is a registered certification mark owned by Credit Union Central of Canada, used under license.

®MasterCard is a registered trademark of MasterCard International Incorporated and is used under license.