Membership

When you become a Member, you can experience the Credit Union advantage. Credit Unions are a long-standing Canadian tradition with more than 4.5 million Canadians presently being served by the Credit Union system. These Canadians appreciate all the same products and services that they expect from a financial institution but with a personal, friendly touch and a commitment to invest back in the communities in which we operate.

At a credit union, you are not just a customer or a number, you are a Member and an owner. As an owner, you are a shareholder with a voice, an opportunity to vote, and the chance to share in profits.

ANYONE can Become a Member of FirstOntario!

Anyone residing or working in our geographical area of the Greater Hamilton Area, Niagara Region and Southwestern Ontario can become a Member of FirstOntario. Click here to find a branch near you.

How it Works

On the date you join FirstOntario, all NEW individual Members, 21 years of age or older purchase:

• Five Shares (valued at $5.00 each) for a total of $25.00.
• An additional 18 Shares (one per year) thereafter. (Annual Dividends, when paid to Members, are applied directly to the share amount outstanding.)

On the date of joining, all NEW individual Members, under 21 years of age purchase:

• One Share (valued at $5.00 each) for a total of $5.00.
• Within one month of the Member's 21st birthday, an additional four Shares (valued at $5.00 each) for a total of $20.00.
• Following the Member's 21st birthday, an additional 18 Shares (one per year) thereafter.

Fill out an application